Save Money on your Prescription Drugs
Prescription drugs are a major cost for many people. The good news is that there are ways to take control and reduce high costs from impacting your budget.
Strategy #1: Ask your doctor if generics will work for you. This won't work for everybody, but many popular drugs are available in generic form for a dramatically reduced price.
Strategy #2: Ask your doctor if splitting higher dosage pills would work for you. Sometimes the cost savings work out.
Strategy #3: Check out the possibility of getting free prescription drugs. Go to the Partnership for Prescription Assistance www.pparx.org. This website helps you find drugs that are eligible for financial assistance. These "patient assistance programs" are generally for low income households and you may have to verify your income and medical expenses.
Strategy #4: Get a FREE Prescription Savings card. Using one of these cards can possibly get you a better price than even your own insurance company's discounted rate. If you have an HSA plan, you can submit your discounted drug costs for credit against your deductible.
Strategy #1: Ask your doctor if generics will work for you. This won't work for everybody, but many popular drugs are available in generic form for a dramatically reduced price.
Strategy #2: Ask your doctor if splitting higher dosage pills would work for you. Sometimes the cost savings work out.
Strategy #3: Check out the possibility of getting free prescription drugs. Go to the Partnership for Prescription Assistance www.pparx.org. This website helps you find drugs that are eligible for financial assistance. These "patient assistance programs" are generally for low income households and you may have to verify your income and medical expenses.
Strategy #4: Get a FREE Prescription Savings card. Using one of these cards can possibly get you a better price than even your own insurance company's discounted rate. If you have an HSA plan, you can submit your discounted drug costs for credit against your deductible.
FREE Sonoma Valley Insurance Rx Discount Card
FREE Avia Partners Prescription Savings Card
Strategy #5: Buy your prescription drugs online at foreign pharmacies. Technically, the law does not allow for online purchasing. However, the current regulatory posture is to not prevent it. If you choose to buy drugs from foreign pharmacies by mail, you will not be able to submit your Rx drug cost claims to your U.S. based plan, so no deductible or copay credit. So, in the case of having an HSA or FSA, you would not get the associated tax advantages for your purchase.
Prescription Drug Safety
Check out this link to Healthline to check for:
- Drug Interactions
- Pill Identification
- Drug Comparison
- Brand Name vs Generic Name lookup
